Issue virtual credit cards instantly through QNB Mobile/Internet Banking
How to Create
As an existing QNB Credit Cardholder, you can get your virtual credit card in QNB mobile banking / Internet banking.
Login to QNB Mobile or Internet Banking with your credentials
Go to cards and select Virtual Cards
Choose the credit card product; define the credit limit and the phone number for 3D secure One Time Password (OTP).
Follow the instructions and your virtual Credit card is ready!
Now you are all set to provision your virtual credit card in your digital wallet (Apple/Samsung/Google) from your QNB Mobile using push provision.
Secure and convenient way to pay
Enjoy convenient, secure and seamless transactions by adding your virtual credit cards in digital wallets (Apple pay / Samsung Wallet/ Google Wallet) from QNB mobile banking application. In addition, you can view your virtual credit card details (Card number, Expiry and CVV) under the Virtual Card menu and set your own Credit limit
Making Payments
How to pay in store
Unlock your phone
Hold it near the terminal
Look for the check mark to confirm the payment is successful
To make contactless payments, make sure your phone meets software standards, NFC is turned on, and Google Pay / Apple Pay / Samsung Wallet is set as default payment app.
You will receive a confirmation on your device and an SMS on the transaction.
Pay using digital wallet
Add your virtual credit card in your digital wallet (Apple/Samsung/Google) and enjoy seamless and secure payments
Pay using your virtual credit card
You can access your virtual credit card details from your QNB mobile/internet banking (card number, expiry cate and CVV) to insert in e-commerce payment page and transact using 3D secure OTP verification.
Frequently Asked Questions
Virtual Credit Card is a digital credit card that comes with an additional level of security, easy to get it and has rewarding as the physical card. Apply from anywhere, anytime without visiting QNB branch.
Virtual credit card provides additional layer of security to your account as your entire credit limit on account is not exposed. The credit limit on the virtual credit card can be set as less than actual credit limit of the primary plastic credit card. (minimum limit can be set as 500QAR)
1. Login to QNB Mobile or Internet Banking 2. Go to cards and select Virtual Cards 3. Choose the credit card product, define the credit limit and the phone number for 3D secure One Time Password (OTP). 4. Follow the instructions and your virtual Credit card is ready! Now you are all set to provision your virtual credit card in your digital wallet (Apple/Samsung/Google) from your QNB Mobile using push provision.
Virtual Credit card can be used on POS (once you add your Card to your digital wallet) or Online, both locally or abroad.
For every plastic credit card, up to five virtual credit cards can be created.
No, transactions are processed with the same fees as using a physical card.
All applicable transaction limits are the same as your physical card.
No PIN is required. Verification is only done for transactions using Biometrics - Face ID/ Touch ID for digital wallets. This may change based on country / region regulations. For e-commerce transactions, 3D secure One Time Password is required and will be sent to the mobile number updated during creation of the virtual credit card.
Yes. The virtual credit card can be blocked/activated by logging in to QNB mobile / internet banking anytime.
I acknowledge that all the following information is complete & correct according to the best of my knowledge & without any responsibility on the Bank.
Kindly open a temporary account in my name according to the following Terms, Conditions & Pledges:
This account is:
An individual temporary & personal account non-usable till my arrival to the State of Qatar & presenting the needed documents to open an account according to the Bank's conditions & the regulations of Qatar Central Bank.
This account is for personal use only & not meant for any commercial purpose
The maximum amount that could transferred to this account is QR 50,000 (Fifty thousand Qatari Riyals) or the equivalent in other currencies
In case of a late arrival surpassing 30 days to the declared date of entering the State of Qatar & presenting the requested documents as well as signing the Account Opening Forms, the Bank has the right to close the account without notice & return the funds to the source account without any commissions & at the current currency value at the Bank at the time of return on condition that the source account is still open
Once all requirements are met, the account will be opened as a current one & all banking operations will be permissible, in addition to enjoying all regular banking services & credit offered by the Bank to its customers.
The Bank is not responsible for any leakage of information belonging to the customer due to the hacking of his computer while communicating with the Bank.
The Bank reserves the right to accept or reject the opening of the account without any reasons.
These Terms & Conditions are subject to change in accordance to the Bank's policy & as published on its electronic website.
The documents that must be provided with this electronic form are:
A copy of a valid passport
A copy of the job offer
A copy of the Visa to Qatar
Eligibility and Terms and Conditions for scholarship applications
You are eligible to apply for a scholarship if you meet the criteria and conditions listed below:
The applicant must be a Qatari citizen.
The applicant must hold a secondary school certificate with a percentage of not less than 70%, and in case the applicant is still studying and registered at university his/her cumulative average GPA score should be at least 3.0
The field of study should be according to the needs of the Bank and the approval granted.
The scholarship program stipulates to passing induction tests conducted by the desired University / College.
A student should abide by the specified time limit for graduation and must excel in the approved major.
A student may not change specialization without prior permission from the Bank (Coordinator of Student Affairs Department, QNB Human Resources dept.)
The student must adhere to the regulations and the specific procedures prescribed by the curriculum of the university and the Bank as mentioned in the scholarship contract.
The student must work for the bank for one years for every year of study immediately after graduation. If he/she does not graduate within the period agreed upon, or does not complete the study, or does not work at the bank after graduation, the student pledges to pay the fees determined by the scholarship contract and the internal regulations of the bank.
The student must be committed to studying and to the working hours as per the scholarship contract and the regulations of the university and the Bank while maintaining the appropriate performance required of the student in the scholarship contract.
No absence is permitted during studies or exams except with an official leave of absence that is accepted by the University citing legitimate reasons.
Health insurance
In case of acceptance for a scholarship, the applicant will be subject to the following initial conditions (details and conditions will be added in the final contract):
