Power your business spending with more control, flexibility and value
The QNB Business Credit Card helps your business manage cash flow, streamline expenses, and unlock Mastercard business offers across productivity, travel, logistics and protection.
Features designed for your business
- Flexible business spending – revolving credit line to support working capital.
- Available on Apple Pay
- Multiple virtual cards for your team with individual limits and controls.
- Eligible customers may not require any cash collateral.
- Up to 55 days interest-free period
- Reconcile your expenses with Smart Data reporting
- Travel benefits including lounge access and insurance.
- Earn Life Rewards points on purchases.
Required information
To help us process your request easily, please prepare:
Facility request details
- Facility type
- Amount
- Tenor
- Proposed security or collateral
- Purpose of the facility
Company details
- Website, if available
- Address and contact details
- Business activity
- Products or services overview
Unlock your benefits powered by Mastercard
Access a wide range of Mastercard business benefits designed to help your business save more, work smarter, travel better and stay protected.
Business Productivity
Save on business tools and subscriptions. Includes Zoho (35% off), Google Workspace (25% off), Notion (6 months free), DocuSign (up to 30% off) and more.
Accounting & Marketing
Reduce operating costs with Fiskl (50% off), Global Tax Assistant (20%), $300 Google Ads credits and 50% off Mailchimp plans.
Logistics, Education & Business Support
Access shipping discounts via DHL, MyUS membership and logistics services, plus learning via Mastercard Business Academy and Harvard Business Review.
Travel, Hotels & Car Rental
Enjoy savings with Booking.com (up to 7% cashback), Trip.com (up to 20% off), IHG Hotels (15% off), and car rental partners such as Hertz, Avis and Budget.
Lounge Access, Insurance & Protection
Benefit from airport lounge access, travel insurance, purchase protection and corporate liability waiver coverage.
All are subject to Terms and Conditions. For more info please visit: : Mastercard Easy Savings Special https://www.easysavingsspecials.com/en/
Rewarding loyalty with Life Rewards
Every time you use your QNB Business Credit Card for purchases (either at POS or online) you will be awarded with Life Rewards points based on your purchase type as follows:
- Purchases, excluding Government Spending: 1 Life Rewards Point for every QAR 5
- Government Spending:1 Life Rewards Point for every QAR 15
Companies which do not hold a Card Facility and which apply for such a facility from the Bank starting with 1st November 2019 shall be entitled to one-time Welcome Points in amount of 4,000 Life Rewards points.
Redeeming Life Rewards Points
QNB offers you a wide range of redemption options including a broad network of partners. You can redeem your Life Rewards points in our extensive selection of over 1000 outlets in Qatar; high quality partners, spanning across fashion, jewelry & accessories, electronics, hypermarkets, casual dining, fine dining, 5-star hotel accommodation, spa treatments and much more. Every 20 Life Rewards points is equal to QAR 1. Click here to find our exclusive partners.
Terms and Conditions for QNB Commercial Cards
Click here to find more information about Life Rewards program
Smart Control, Smarter Spending
Simplify how your business spends, tracks, and manages payments, all in one place:
- Control and manage expenses with ease
Set limits, track transactions in real time, and gain full visibility across all cards
- Insights and automation built in
Use Smart Data for spending insights and sync transactions directly with your ERP to reduce manual work
- Secure, flexible payments
Stay in control with advanced card settings and pay instantly with Apple Pay