Get your QNB Multi-Currency Travel Card – Your Ultimate Payment Companion!
Global and local payments are now more convenient than ever – the QNB Multi-Currency Travel Card is the ideal solution for spending in foreign currencies:
Efficient Card Management: Apply and obtain the card instantly through QNB Mobile app and start using it right away. Load your card, transfer between foreign wallets and manage your funds with absolute ease.
Save on Foreign Transactions: Load your card onto the QAR wallet and transfer to the 5 currencies of your choice i.e. USD, EUR, GBP, CHF and AED. Avoid currency conversion fee when spending within the country of the currency including online transactions.
Lock-in Exchange Rates: Once you have loaded the currencies onto the QNB Multi Currency Travel Card, you do not have to worry about currency fluctuations when spending!
Safe and Convenient Payment Method: Experience seamless payments with Apple Pay, Google Play, Samsung Pay, and enjoy 3D Secure protection for online purchases.
Global Acceptance: With worldwide acceptance, the QNB Multi-currency Travel Card grants you the freedom to spend anywhere, anytime, online or abroad.
Eligibility
The Multi-Currency Travel Card is available for all QNB customers with current or savings accounts, who are registered users on QNB Mobile Banking.
Make your payment experiences more memorable with the QNB Multi-Currency Travel Card.
Apply now and enjoy the ultimate solution for worry-free payments.
Multi-Currency Travel Card allows you to load funds from your Current or Savings QAR accounts onto multiple foreign currency wallets at QNB’s competitive exchange rates – all wallets being accessible through a single virtual card instantly via QNB Mobile app.
What are the currencies of the QNB Multi-Currency Travel Card?
Local currency: QAR
Foreign currencies: USD, EUR, GBP, CHF, AED
Each currency will have its own wallet where funds are stored.
Who can apply for the QNB Multi-Currency Travel Card?
Any existing QNB customer with Current or Savings accounts, registered in QNB Mobile Banking.
How to apply for the QNB Multi-Currency Travel Card?
Instantly from QNB Mobile Banking app, by selecting ‘Multi-Currency Travel Card’ from ‘Cards’ section.
How to top-up/load the Multi-Currency Travel Card?
Top-up your QAR wallet straight from your QNB Current or Savings account, by selecting ‘Wallet Top-Up’, choosing your desired ‘Currency’ and inputting your ‘Top-Up Amount’.
How to transfer between the currencies?
Your QAR wallet is now successfully loaded, and ready for transfer to another available foreign currency wallet by selecting ‘Transfer between Wallets’ and inputting your desired ‘Wallet Transfer Amount’.
How to transfer between two foreign currency wallets?
If you wish to transfer between two foreign currency wallets (for example between EUR and GBP):
Transfer first from EUR to QAR and then from QAR to GBP
Then follow the same process as “how to transfer between the currencies”.
How to start using the QNB Multi-Currency Travel Card?
Now you can enjoy seamless payments without the hassle of physical plastic cards, straight from your device:
Pay using digital wallet
Provision the card to Apple Pay, Google Pay, or Samsung Pay from the dedicated section in QNB Mobile Banking app to add the card in your digital wallet.
Pay online
Access your QNB Multi-Currency Travel Card from QNB Mobile Banking app and select ‘View Card Details’ and input the OTP prompted on your registered mobile to view accordingly and use for your online purchases.
How to pay in-store
Unlock your phone and/or double press the Apple Pay button.
To make contactless payments, make sure your phone meets the following requirements:
For Apple devices: make sure to update the iOS/iPad OS to the latest firmware version
For Android devices: make sure Android is updated to the latest firmware version, NFC is turned on, and Google Pay or Samsung Pay is set as default payment option
Make sure you have done wallet transfer to the currency you are transacting from your QAR wallet.
What is the mark-up applicable for Multi-Currency Travel Card?
For transactions performed in the available foreign currencies, you will spend exactly the amount available in the respective wallet with 0 mark-up:
For example, if the EUR wallet has a balance of EUR 100 and you perform a transaction of EUR 80, then exactly EUR 80 are deducted from your EUR wallet. In this case, no extra mark-up is considered.
For transactions performed in other foreign currencies than the available ones, the QAR wallet is charged and a mark-up will be included according to the QNB Tariff of Charges.
What is the difference between Multi-Currency Travel Card and other credit/prepaid card?
With the Multi-Currency Travel Card, you can exchange between the QAR wallet and foreign currency wallets at QNB’s transparent exchange rates:
Chose to lock-in your desired exchange rate at any time and then spend in the available foreign currencies whenever you choose.
Whereas, in credit card/prepaid cards, transactions done in foreign currencies will usually incur a mark-up or foreign currency conversion fee and you cannot control the exchange rate.
I acknowledge that all the following information is complete & correct according to the best of my knowledge & without any responsibility on the Bank.
Kindly open a temporary account in my name according to the following Terms, Conditions & Pledges:
This account is:
An individual temporary & personal account non-usable till my arrival to the State of Qatar & presenting the needed documents to open an account according to the Bank's conditions & the regulations of Qatar Central Bank.
This account is for personal use only & not meant for any commercial purpose
The maximum amount that could transferred to this account is QR 50,000 (Fifty thousand Qatari Riyals) or the equivalent in other currencies
In case of a late arrival surpassing 30 days to the declared date of entering the State of Qatar & presenting the requested documents as well as signing the Account Opening Forms, the Bank has the right to close the account without notice & return the funds to the source account without any commissions & at the current currency value at the Bank at the time of return on condition that the source account is still open
Once all requirements are met, the account will be opened as a current one & all banking operations will be permissible, in addition to enjoying all regular banking services & credit offered by the Bank to its customers.
The Bank is not responsible for any leakage of information belonging to the customer due to the hacking of his computer while communicating with the Bank.
The Bank reserves the right to accept or reject the opening of the account without any reasons.
These Terms & Conditions are subject to change in accordance to the Bank's policy & as published on its electronic website.
The documents that must be provided with this electronic form are:
A copy of a valid passport
A copy of the job offer
A copy of the Visa to Qatar
Eligibility and Terms and Conditions for scholarship applications
You are eligible to apply for a scholarship if you meet the criteria and conditions listed below:
The applicant must be a Qatari citizen.
The applicant must hold a secondary school certificate with a percentage of not less than 70%, and in case the applicant is still studying and registered at university his/her cumulative average GPA score should be at least 3.0
The field of study should be according to the needs of the Bank and the approval granted.
The scholarship program stipulates to passing induction tests conducted by the desired University / College.
A student should abide by the specified time limit for graduation and must excel in the approved major.
A student may not change specialization without prior permission from the Bank (Coordinator of Student Affairs Department, QNB Human Resources dept.)
The student must adhere to the regulations and the specific procedures prescribed by the curriculum of the university and the Bank as mentioned in the scholarship contract.
The student must work for the bank for one years for every year of study immediately after graduation. If he/she does not graduate within the period agreed upon, or does not complete the study, or does not work at the bank after graduation, the student pledges to pay the fees determined by the scholarship contract and the internal regulations of the bank.
The student must be committed to studying and to the working hours as per the scholarship contract and the regulations of the university and the Bank while maintaining the appropriate performance required of the student in the scholarship contract.
No absence is permitted during studies or exams except with an official leave of absence that is accepted by the University citing legitimate reasons.
Health insurance
In case of acceptance for a scholarship, the applicant will be subject to the following initial conditions (details and conditions will be added in the final contract):