Virtual cards are the modern solution for secure and convenient digital payments. Whether for a single purchase, recurring payments, or business expenses management, virtual cards provide a seamless, security enhanced and efficient way to manage transactions.
Features of Virtual Cards
Single purchase or occasional expenses
- Perfect for one-time use, the One-Shot Card mirrors the limits of a normal physical card but can only be used once. This ensures that your permanent card details (PAN, expiry date, CVV) are never shared with merchants, boosting security. It’s also ideal for customers who need a temporary card while waiting for their physical card to be issued
Recurring payments
- The Capped Card offers customizable limits with a preset spending cap, making it an excellent option for controlled transactions. Customer can assign this card to relatives or company employees, ensuring expenses are capped, such as for business trips or allowances. It provides flexibility while maintaining control over spending.
Customized
- This virtual card functions just like a VISA physical card, but in a virtual form. It’s perfect for regular, ongoing transactions, allowing you to use it online or in-store without hassle. All transactions are secure and easily monitored through the mobile app.
Requirements
- Original ID/passport
- Proof of acceptable monthly income or other means of settling the credit card account
- QNB Current Account
- Price : Free for primary cardholder physical owner otherwise € 60 per year
How to Get Your Virtual Card
Apply and obtain the card through QNB France Mobile app and start using it right away. For further info, contact your QNB France relationship manager or call our branch.