Benefits & Features
Enjoy more chances to get more points. Upgrade your membership level to enjoy more rewarding experiences.
The table below is to show the number of QNB Life Rewards points that you can earn through the different membership levels. You can also get a chance to collect more Life Rewards points from our promotional offers and merchant partners.
Open a QNB account & transfer your salary
Enjoy our welcome points when you open your first QNB account and receive your first salary:
Membership Level |
Welcome Points |
QNB First Plus |
20,000 points |
QNB FIRST |
10,000 points |
SELECT |
6,000 points |
ESSENTIAL |
2,000 points |
These points will be given in the first week on the following month.
Maintain your average daily balance
Start earning points by maintaining your average daily balance under your salary account:
Membership Level |
Earning Scheme for Average Daily Balance |
FIRST Plus / QNB FIRST |
1 point for every QR 1,000 |
SELECT |
1 point for every QR 1,250 |
ESSENTIAL |
1 point for every QR 1,750 |
These points will be given in the first week on the following month.
Use your QNB Life Rewards debit card for spending
Earn more points by using your QNB Life Rewards debit card for your international purchases. Earn 1 point for every QR 25 spent.
First transaction using QNB Life Rewards credit card
Get extra privileges with your QNB Life Rewards credit card. Enjoy our welcome points upon your first QNB Life Rewards credit card transaction:
Membership Level |
Welcome Points |
PRIVATE |
20,000 points |
QNB FIRST |
8,000 points |
SELECT |
2,000 points |
ESSENTIAL |
400 points |
Collect more points faster by using your QNB Life Rewards credit card
Earn points up to 5 times faster by using your QNB Life Rewards credit card for your daily spending:
Membership Level |
Credit Card Type |
Earning Scheme For Credit Card Spending |
PRIVATE |
MasterCard World Elite |
1 point for every QR 4.5 |
QNB FIRST & FIRST PLUS |
MasterCard World Elite MasterCard World Visa Infinite |
1 point for every QR 5 |
SELECT |
Visa Platinum |
1 point for every QR 6 |
ESSENTIAL |
Visa Platinum Visa Gold |
1 point for every QR 8 |
ALL SEGMENTS |
All QNB Credit Cards |
1 Point for every QR 15 for Government Sector transactions |
Participate in the QNB referral program for QNB First
QNB First is a premium service created to provide a unique, exceptional priority banking experience that offers a wide range of products and services. It is specially designed to meet QNB premium customers’ needs and expectations.
Enjoy more points by referring your colleagues to be QNB First customers:
Membership Level |
Bonus Points |
QNB FIRST Plus |
30,000 points |
QNB FIRST |
20,000 points |
It’s simple. Just contact the QNB Customer Care Centre and provide your referred information. Ensure that your referred customer is already notified that they’ll be contacted by a QNB Relationship Manager.
Earn Bonus points from Life Rewards Merchant Partners
Use your Life Rewards credit at selected Life Rewards Merchant Partners to get more bonus points.
QNB Life Rewards promotion
Get the chance to collect more points by participating in QNB Life Rewards promotion offers.